CalSTRS 80/17 Home Loan

Were you one of the many teachers who took advantage of the wonderful CalSTRS 80/17 Home Loan Program that was available a number of years ago? If so… and you haven’t already refinanced out of […] Read more »

FHA Streamline Refinance

Do you currently have an FHA Loan?  Did you acquire the loan before January 26, 2015?  If so, then you’re gonna want to read on. Back in January, the Federal Housing Administration (FHA) lowered the annual […] Read more »

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How Inquiries Affect Your Credit Score

Every once in a while, I get the question: How do loan inquiries impact my credit score? The good news is that there are new laws that allow consumers to rate shop for credit cards and other type of […] Read more »

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Credit Score – Part 2 of 2

In my last article I discussed a bit about credit scores and the five factors that make up our score (to read my last article click here). In this article, I’m going to provide a short list of […] Read more »

2013-10-15 Credit Score - main pic

Credit Score – Part 1 of 2

The purpose of my next 2 articles is to hopefully provide a brief, but useful, guide to how the infamous credit scoring system works. As you may or may not know, the credit scoring model […] Read more »

3.8

Understanding the 3.8% Real Estate Tax

Written on December 10, 2012. You may or may not have heard, but included in the new health care bill is a 3.8% tax on some real estate transactions beginning January 1, 2013. There have been […] Read more »